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Deferred Authorization

Use this information to process a deferred authorization. This payment service enables you to process a delayed authorization request when real-time submission of the request is not possible due to connectivity issues, system outages, or other limitations.

Review these requirements for a deferred authorization transaction:

Include this field in the authorization or sale request:

processingInformation.authorizationOptions.deferredAuthIndicator

Submit the authorization request within 24 hours of the original transaction date. This requirement applies to non-transit industries.

Supported Card Types

These card types support deferred authorizations:

Mastercard

Visa

Fields Specific to This Use Case

This field is required for this use case:

processingInformation.authorizationOptions.deferredAuthIndicator: Set the value to
true
.

Endpoint

Production:

POST https://api.visaacceptance.com/pts/v2/payments

Test:

POST https://apitest.visaacceptance.com/pts/v2/payments

Required Fields for Deferred Authorization

clientReferenceInformation.code
clientReferenceInformation.partner.thirdPartyCertificationNumber: Visa Acceptance Solutions provides the value for this field.
clientReferenceInformation.transactionId
merchantInformation.transactionLocalDateTime
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
paymentInformation.card.type
pointOfSaleInformation.emv.cardSequenceNumber: A value is required for contact or contactless entry modes.
pointOfSaleInformation.emv.tags: A value is required for contact or contactless entry modes.
pointOfSaleInformation.entryMode
pointOfSaleInformation.terminalCapability
pointOfSaleInformation.terminalPinCapability
pointOfSaleInformation.trackData
processingInformation.authorizationOptions.deferredAuthIndicator: Set the value to
true
.
processingInformation.capture: Set the value to
true
when sale transactions are supported.
processingInformation.commerceIndicator: Set the value to
retail
.

REST Example: Deferred Authorization

Request

{
    "clientReferenceInformation": {
        "code": "test123",
        "transactionId": "uniqueValue123",
        "partner": {
            "thirdPartyCertificationNumber": "testTPCN"
        }
    },
    "processingInformation": {
        "capture": true,
        "commerceIndicator": "retail",
        "authorizationOptions": {
            "deferredAuthIndicator": true
        }
    },
    "paymentInformation": {
        "card": {
            "type": "001"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "9900.00",
            "currency": "USD"
        }
    },
    "pointOfSaleInformation": {
        "entryMode": "contact",
        "terminalCapability": "4",
        "terminalPinCapability": "6",
        "emv": {
            "tags": "9F100706011103A000009F26089302EDF8DC3C6E519F02060000000011009F03060000000000009F1A020840950500000000005F2A0208409A031807039C01009F37043444BDD7820200009F360200019F330360B0E89F1E04123456789F2701809F6E04207000009F7C140000000000000000000000000000000000000000",
            "cardSequenceNumber": "01"
        },
        "trackData": ";4761739001010135=28122011758928889?"
    },
    "merchantInformation": {
        "transactionLocalDateTime": "20251110115959"
    }
}

Response to a Successful Request

{
    "_links": {
        "void": {
            "method": "POST",
            "href": "/pts/v2/payments/7686002727826702603813/voids"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/7686002727826702603813"
        }
    },
    "clientReferenceInformation": {
        "code": "test123",
        "transactionId": "uniqueValue123"
    },
    "id": "7686002727826702603813",
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "9900.00",
            "authorizedAmount": "9900.00",
            "currency": "USD"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "001"
        }
    },
    "paymentInformation": {
        "accountFeatures": {
            "category": "A",
            "group": "0"
        },
        "tokenizedCard": {
            "type": "001"
        },
        "card": {
            "type": "001"
        }
    },
    "pointOfSaleInformation": {
        "emv": {
            "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48"
        }
    },
    "processorInformation": {
        "systemTraceAuditNumber": "401178",
        "merchantNumber": "123456789012",
        "approvalCode": "831000",
        "networkTransactionId": "016153570198200",
        "retrievalReferenceNumber": "601621401178",
        "transactionId": "016153570198200",
        "responseCode": "00",
        "avs": {
            "code": "2"
        }
    },
    "reconciliationId": "7686002727826702603813",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2026-01-16T21:51:13Z"
}