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Requirements for Strong Customer Authentication Support in the EU Region
Your POS system must meet these requirements to ensure PSD2 compliance and support
card-present transactions with SCA.
- Supports these POS system capabilities:
- Contact or contactless EMV transactions
- Online PIN transactions (where applicable)
- Repeated transactions with encrypted PIN
- Supports these rest API fields and values to trigger repeated transactions with PIN:
- pointOfSaleInformation.emv.isRepeat=true
- pointOfSaleInformation.encryptedKeySerialNumber=<encrypted KSN value>
- pointOfSaleInformation.encryptedPin=<encrypted PIN block>
- pointOfSaleInformation.pinBlockEncodingFormat=encrypted PIN block format
- Supports these soft-decline authorization response codes:
- 1A
- 65
- 70