Introduction to Recurring Billing {#recur-bill-services-intro}
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This guide explains how to use the Recurring Billing service in the `BA360`.  
The Recurring Billing service enables you to create and manage payment plans and subscriptions for recurring payment schedules. It automates the storage and handling of your customer's payment information and personal data within secure Visa data centers in compliance with credentials-on-file (COF) best practices. Storage risks and the PCI DSS scope are reduced through the use of `Token Management`.  
`Bank of America` Recurring Billing consists of these three elements:

* **Plan:** Stores the billing schedule.
* **Subscription:** Combines the token and plan and defines the subscription start date, name, and description.
* **Token:** Stores customer billing, shipping, and payment details.  
  For information on Recurring Billing for developers, see the [*Recurring Billing Developer Guide*](https://developer.merchant.services.bankofamerica.com/docs/bofa/en-us/recurring-billing/developer/all/rest/recurring-billing-dev/recur-bill-dev-intro.md "").